Pricing
Estimate your card processing cost
A ballpark in 15 seconds. For a real number, send us a statement.
≈ 1,053 approx. transactions/mo
Or move the cost off your books entirely
There's a second program: a flat 4% carried by the customer as a cash discount, which can offset or fully eliminate what you pay to accept cards.
$1,600/mo
Amount shifted off your P&L at your current volume. This is a different pricing structure, not a lower rate — it changes who pays, and it has its own disclosure rules we'll walk you through before you decide.
Estimated monthly cost on Square rates
$1,254/mo
- Typical legacy processor range
- $1,265 – $1,655
- Estimated monthly difference
- $11 – $401
- Estimated per year
- $138 – $4,818
Estimate only, based on the standard published rate and a typical range for legacy merchant-services statements. Your actual cost depends on card mix, average ticket and your current contract. This is not a quote.
Two ways to price it
Traditional
2.6% + $0.15per card transaction
You pay the processing cost at the standard published rate. Simplest to run, nothing changes for your customers.
Cash discount
4%carried by the cardholder
A flat 4% is carried by the cardholder as a discount for paying cash. Designed to offset or eliminate your processing cost. Requires specific signage and receipt disclosure, and it isn't the right fit for every business — we'll tell you honestly which one is.
Standard published processing rates
| Card transaction (standard published rate) | 2.6% + $0.15 |
These are the standard published rates for the program and may change. We do not add a markup and we cannot offer non-standard pricing. Confirm current pricing with us in writing before you sign.
Included at no charge
- Merchant statement audit
- Hardware recommendation
- Catalog / menu build for up to 200 items
- On-site setup in Broward and Miami-Dade
- Staff training session
- Ongoing support in EN / ES / RU